A renovation loan allows you to buy the home or update your current home and do some repairs/remodel at the same time. Contact us today for more information.


  • An FNMA HomeStyle® renovation loan allows for a 95% loan-to-value ratio (LTV)* for repeat homebuyers and a 97% LTV for first-time homebuyers.
  • Allows you to be related to the contractor.
  • Allows for Structural and Non-Structural repairs.
    • Eligible property types:
      • 1 to 4-unit primary residences
      • 1-unit second homes
      • 1-unit investment properties

FHA 203K

  • A 203K allows for a 96.5% LTV for a purchase, and a 97.75% LTV for a refinance.
  • Allows Non-Structural Repairs
  • Eligible property types:
    • 1 to 4-unit primary residences.

*LTV : Loan-to-Value The amount of money you are borrowing vs the sales price/value of the home

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