A Conventional mortgage refers to any loan that is not insured or guaranteed by the federal government. Conventional mortgages typically have a slightly higher down payment than government loans, however, some conventional programs allow a 3% down payment, whereas FHA required 3.5%. Normally these will provide home buyers with more flexibility and fewer restrictions . If you have good credit with a steady income, a Conventional loan may be the right option!

Program Highlights

  • Lower interest rate options for borrowers with good credit.
  • Flexible mortgage insurance options.
  • Eligible property types include manufactured homes and condominiums.
  • Flexible loan terms.
  • Adjustable-rate, fixed-rate and jumbo mortgage options available.

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