Loans Can Be Fun
A Conventional mortgage refers to any loan that is not insured or guaranteed by the federal government. Conventional mortgages typically have a slightly higher down payment than government loans, however, some conventional programs allow a 3% down payment, whereas FHA required 3.5%. Normally these will provide home buyers with more flexibility and fewer restrictions . If you have good credit with a steady income, a Conventional loan may be the right option!
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*A pre-qualification is not an approval of credit and does not signify that underwriting requirements have been met.
*Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits. Grant amount varies based on credit score. Loans Can Be Fun is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency.