Loans Can Be Fun

USDA

Owning a home outside the city limits may be easier with USDA-Guaranteed home financing from Fairway Independent Mortgage Corporation.

Requirements for a USDA-Guaranteed home loan:

  • Property must be located in a USDA-Approved rural designated area.
  • Household members must have a cumulative total income that does not exceed the adjusted annual income threshold for the applicable location of the property.
  • Borrowers must qualify for their current monthly liabilities and the mortgage payment, which include property taxes, homeowners insurance and the USDA annual guarantee fee, which is required to be paid monthly.

Benefits of a USDA-Guaranteed home mortgage:

  • 30-year, fixed-rate terms.
  • 100% financing + required guarantee fee.
  • No down payment required.
  • Credit underwriting requirements comparable to other agency underwriting requirements.

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Contact Address

Allison Olsen NMLS# 187879
Fairway Independent Mortgage Corporation NMLS# 2289

2355 S. 1900 W. Suite B
West Haven, UT 84401

385-383-0123

loanscanbefun@fairwaymc.com

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Mortgages

  • FHA
  • VA
  • Conventional
  • Reverse
  • Renovation

Company

*A pre-qualification is not an approval of credit and does not signify that underwriting requirements have been met.

*Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits. Grant amount varies based on credit score. Loans Can Be Fun is not affiliated with any government agencies. These materials are not from HUD or FHA and were not approved by HUD or a government agency.

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  • Copyright ©2021 Fairway Independent Mortgage Corporation doing business as Loans Can Be Fun. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Complaints may be directed to: (877) 699-0353 or Email us: customerservice@fairwaymc.com